The WhatsApp feature is available to select users on v2.18.21 on iOs is also available for select users on version 2.18.41 on Android
WhatsApp Payments will based on Indian government's UPI
WhatsApp has reportedly started testing out its UPI-based payments feature in India. The new feature, available for select WhatsApp betausers on iOS and Android, enables users to send and receive money using the Indian government's Unified Payments Interface (UPI) standard.
This feature is said to be available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. Considering the large user base of the messaging app in India, the payments platform's integration may give another boost to digital payments.
The WhatsApp Payments feature, first spotted by GizmoTimes, is presently available to select users of the beta app in India. The feature can apparently be accessed in a chat window through the Attachments menu. The option is said to be available alongside other options such as Gallery, Video, Documents etc. Clicking on Payments will open a disclaimer window, followed by a list of banks to choose from.
You can then select your preferred bank account to connect with UPI. Notably, you will be asked to create an authentication pin if you haven't yet used the UPI payments platform. Additionally, you will have to create a UPI account (if you don't have one previously) through the UPI app or your respective bank's website/ app
